Commercial Property
Commercial Property Finance
Owner-occupied and investment property — where lease structure, tenant strength and security type shape how the deal is assessed.
Overview
Two commercial properties with similar values can be assessed very differently depending on the lease in place, the strength of the tenant, and the type and use of the security. We work out how the deal should be structured and which lender’s policy fits it before anything is submitted — because that, more than the headline numbers, shapes the outcome.
What this covers
Owner-occupied business premises
Office, retail, industrial and mixed-use investment property
Medical, healthcare and childcare premises
Refinance and equity release against commercial security
Lending guide
LVR varies by security, lease and lender — subject to assessment
We don’t quote rates upfront — the structure and lender fit do more for the outcome.
How we help
- Lease term, tenant strength and security type weighed together
- Higher LVRs may be available to eligible medical professionals, subject to lender policy
- Coordinated with your accountant where structure and tax treatment matter
Talk through your scenario
Understand how your situation is likely to be assessed — every conversation is strictly confidential.