Liquidity & Trade Finance

Working Capital & Cash Flow

Release liquidity from invoices and trade cycles to fund operations and growth — without locking up working cash.

Overview

Growth shouldn’t be held back by 30, 60 or 90-day payment terms. Invoice finance, debtor finance and trade facilities can turn outstanding invoices into working funds. Which structure fits depends on your ledger, your trading history and how your existing finance is set up.

What this covers

Single-debtor or whole-ledger invoice finance
Debtor finance and trade facilities
Supply-chain and import finance lines
Facilities that can scale with your trading
Lending guide

Based on ledger quality and trading history — subject to assessment

We don’t quote rates upfront — the structure and lender fit do more for the outcome.

How we help

  • Often secured against the ledger rather than property
  • Limits that can grow with sales
  • Set up to suit how your business actually collects and pays

Talk through your scenario

Understand how your situation is likely to be assessed — every conversation is strictly confidential.

Part of Finance on the Coast

The commercial desk of Finance on the Coast

Commercial Finance Australia is the commercial desk of Finance on the Coast — same brokers, same licence (Model Mortgages Pty Ltd, Australian Credit Licence 387460, ABN 82 108 681 063). Happy to just deal with the team?

Commercial AI Copilot

Policy Engine Active
Hello! I am your Commercial Finance AI Copilot. I can share general information about childcare going-concern lending, commercial property, chattel mortgages, SMSF lending, or low-doc finance. This is general information only — not credit advice or a quote.

Suggested Questions:

Running policy engine model. Set GEMINI_API_KEY to activate live Gemini AI.

General information only — not credit advice or a quote. A broker will assess your situation.