Business Acquisition
Business Acquisition & Expansion Finance
Secured and unsecured business finance to fund growth, mergers, or buy into a practice.
Overview
Acquisition deals are assessed on the quality and durability of earnings, the goodwill component, and how the purchase is structured — vendor terms, earn-outs and security all change the read. We structure the acquisition and match the lender before submission, alongside your accountant.
What this covers
Purchase of a business or going concern
Practice buy-in for medical, accounting and legal practitioners
Secured expansion finance for acquisitions and growth
Lines of credit, structured to sit sensibly alongside your other lending
Lending guide
Assessed on earnings quality, goodwill and security — subject to assessment
We don’t quote rates upfront — the structure and lender fit do more for the outcome.
How we help
- Vendor terms and earn-outs considered in the structure
- Repayment structures matched to how the business trades
- General information only — any facility is subject to the lender’s assessment
Talk through your scenario
Understand how your situation is likely to be assessed — every conversation is strictly confidential.
Frequently asked
Questions about business acquisition
Do you do low-doc or established-business asset finance? +
Yes. For established businesses, streamlined and low-doc asset finance is often available up to certain limits without full financials. We'll tell you honestly whether you're likely to qualify and which funder suits your asset, subject to the lender's assessment.
I'm a doctor buying my rooms and equipment — can you do it all? +
Often, yes — it's a common scenario for us. We coordinate the commercial property, equipment finance and your personal lending so the whole structure works together rather than in silos. What's available depends on the lender and your circumstances.