Business acquisition finance in Queensland, structured around earnings and goodwill
Funding to buy a business, a book of clients or a practice across Queensland — where earnings quality, goodwill and the structure of the purchase drive how the deal is supported.
Part of our Business Acquisition & Expansion Finance coverage →
Earnings quality and deal structure carry the weight
Acquisition deals are assessed on the quality and durability of earnings, the goodwill component, and how the purchase is structured — vendor terms, earn-outs and security all change the read. Two similar businesses can attract very different lender appetite.
We structure the acquisition and match the lender before submission, alongside your accountant.
- Purchase of a business or going concern
- Book / client-base and practice acquisition
- Partnership buy-in and equity transitions
- Vendor terms, earn-outs and security structuring
- Goodwill and earnings-quality considerations
- Coordinated with your accountant
How a lender reads an acquisition
Earnings quality
Durability and concentration of earnings shape how the deal is assessed.
Goodwill & security
The goodwill component and available security drive structure and appetite.
Deal terms
Vendor finance, earn-outs and transition arrangements all factor in.
The questions clients ask first
How much goodwill will a lender support? +
Can vendor terms help the deal? +
Do you cover the whole state? +
“In an acquisition, the lender is really buying the earnings. Structure the deal around that and match the right lender, and it reads very differently.”
— Phil Riches, Commercial Finance Broker (a division of Model Mortgages)
Talk through your Queensland acquisition
Understand how your situation is likely to be assessed — and what that may mean for your next step. Every conversation is strictly confidential.